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AREAS OF PRACTICE
Asset Protection Services
Real Estate Law
NEW CLIENT FORMS
ARTICLES OF INTEREST
IN THE MEDIA
Denha & Associates, PLLC Blog
Equity Incentives To Sweeten The Pot
Cognitive Bias: Messing Up Your Decisions Since Birth!
Giving In Is Not Giving Up: How Losing An Arm-Wrestling Match Can Grow Your Business
Steps To Successfully Selling A Business
How To Handle Disputes With Mortgage Servicers
Only 24 Hours In Your Day? Not Necessarily
Tuning-Up Before Selling Out – Quick Checklist For Selling Your Business
What Is A Structured Settlement?
Branding 101: What Do People Say About You When You Leave The Room?
Prenups And Trust Planning-Match Made In Heaven?
Debt Charge Offs And Subsequent Collection Process
10 Quick Tips to Grow Your Business Big. Very Big!
Protecting And Preserving Your Trusts
A Night at the Opera: Ignored Feedback Strikes a Sour Note
Those Who Surround Us
Is A Captive Insurance Company Right For You?
Dower Right Finally Abolished In Michigan
Do Your Clients And Company Employees Know What You Do?
Often Overlooked Tax Traps With Life Insurance
Pursuing A Debtor Out Of State
5 Easy Tips for Maximizing Your Time So You Make More Money
Asset Protection Trusts Have Finally Arrived In Michigan
Legalities Of A Reverse Mortgage
Questions for 2017
Year End Tax Strategies To Consider Deploying
Refinancing After Restructuring Residential Loans
6 Ways to Get Back to Simple in Sales
Gifts Made Easy
Trust, But Verify
Right People + Right Seats = A Healthy Company
Life Insurance Owned By Your Partnership Or ILIT-Which Is Best?
Closing Disclosure Requirements For Residential Real Estate
Every Company In The World Does The Same Thing
Make Your Gifts Now Because Proposed 2704 Regulations May Cause A Damper On Your Estate Plan
Division Of Property By Partition
What Business Are You Really In?
A Gift Of Life Insurance For Your Children or Grandchildren
Lender Programs After Bankruptcy and Foreclosure
Prepare for the Worst, Strategize for the Best
Trustee Duties and Best Practices for Life Insurance Policy Owned by an ILIT
Government Programs Set To Expire At End Of 2016
Rest Up – Your Face Needs It!
Asset Protection And The Discretionary Trust
A Guide To Closing Costs
Don’t Get Lost Going ONE WAY!
Can You Protect Yourself With A Single Member LLC?
Purchasing Home After Short Sale And Distinguishing Characteristics Involving A Short Payoff
Have More FUN!
Defensive Estate Planning Ideas and Strategies
Duties Of An Escrow Agent And Settling Of Disputes Between Parties
Congratulations, You Made A Mistake!
Estate Planning For Intellectual Property
Quiet Title Disputes
Business in Hindsight is Easy!
ABLE And Ready Planning With A 529A Plan
NEW YEARS RESOLUTIONS – TAKE2
IS A FLORIDA RESIDENCY ON YOUR MIND?
LAND USE LAWS AND HOW TO DEAL WITH POTENTIAL PROBLEMS
IF YOU MEASURE IT, THEY WILL COME…
A Graegin Loan May Be The Loan That Saves You Money
Legalities and Analysis of Property Management in Michigan
Your Morning Ritual
Possible New Chapter 14 Regulations-What Does It Mean For You?
Creating an Advisory Board
7-Day Business Transformation: Take Your Business to the Next Level With an Executive Advisor/Business Coach
Every Family Business Needs These Important Documents
Tips For Agents To Avoid Lawsuits
The Power Of Substitution And Life Insurance
Here Are The Top Reasons To Have Your Property Surveyed
OWN ANY REAL ESTATE INSIDE YOUR IRA? BE CAREFUL.
CHANGES TO RESIDENTIAL CLOSINGS TAKE EFFECT
An Estate Tax Deferred Is Preferred
Title Insurance For Leaseholders
Asset Protection-Equity Stripping Value
Understanding Differences In Uncapping Of Property In Michigan And Florida
LIFE INSURANCE PREMIUM FINANCING
Quit Claim Deed Of Property May Adversely Affect Title Insurance
Spousal Planning-Outright or In Trust?
What Is Escrow And Why It Is Needed
Consider The Intentionally Defective Trust When Gifting Assets
Health Insurance And Mental Health Services Under Affordable Care And Parity Act
Why Having A “Crummey Trust” Isn’t So Crummey
Zombie Foreclosure Cause Homeowners To Suffer
What’s The Difference Between A Grantor And Non-Grantor Trust?
Student Loan Debt Not Just A Young Adult’s Problem
8 Estate Planning Techniques For The Vacation Home
LEGAL DISPUTES INVOLVING TITLE INSURANCE
A Split Dollar Insurance Plan Is A Great Way To Retain Talent
Acqui-Hiring on the Rise in Midwest
Deceitful Tricks of Debt Collection
Preserving Tax-Deferred Status For Trust Owned Deferred Annuities
Enforcing Language To Avoid The Costs Of Litigation Through Confession Of Judgment
Estate Planning For The Blended Family
The Consumer Financial Protection Bureau Proving It’s The Right Agency For The Job When Regulating Student Loans
Is It Time To Move Your Trust To Another State?
Beware Of Payday Loans
Strategies and Techniques for Transferring Residential Real Estate – QPRT v. Sale and Leaseback Using an IDIT
Be Prepared For The Next Wave Of Foreclosures Involving Home Equity Lines Of Credit
The Upstream Or Reverse Estate Plan
Negotiating Debt With A Debt Settlement Company Or Debt Attorney
For The Sole Owner Of A Business The One-Way Buy-Sell Agreement May Be The Answer
What To Do If You’re a Victim Of Identity Theft
Crafty Insurance Strategy-Survivorship Standby Trust
Financial Flexibility May Be Impacted With Increases In Mortgage Payments
Keeping Your Future Options Open In Trust Planning – Using Powers Of Appointment
Protecting Your Right to Have Fair Credit Reporting
Planning For A Child’s Future – A Few Savvy Strategies And Impact On Financial Assistance
What Is Consumer Law And How Does It Work For You?
Your Income Tax And Transfer Tax Planning Could Be In Conflict
Accelerated Foreclosure Laws May Brew Litigation
Consider This Year End Gifting Technique – A Promissory Note To Make A Gift
THE NEXT POTENTIAL LOOMING FORECLOSURE STORM
UNDERSTANDING COMPANY RATES OF RETURN
You Can Gift Away Value And Still Keep Control
Potential Foreclosure Fraud as New Servicers Fail To Recognize Previous Negotiations
What Is The Value Of My Business?
A GREAT GOLDEN HANDCUFF – THE NONQUALIFIED DEFERRED COMPENSATION PLAN
NEW STREAMLINED PROGRAM OFFERED BY FANNIE AND FREDDIE
PLANNING FOR THE SALE OF A PRIVATELY HELD COMPANY
Here Are The Top Ten Reasons To Frequently Revisit Your Estate Plan
STUDENT LOAN DEBT CAN POTENTIALLY BE FORGIVEN, CANCELLED OR DISCHARGED IN CERTAIN SITUATIONS
Engaging In The Intra-Family Transfer
NEGOTIATING OUTSTANDING TAXES WITH THE IRS
Avoiding A Surprise Tax Called The Kiddie Tax
CONSUMER DEFENSES TO DEBT COLLECTION
The Ins And Outs Of Gifting Under The Gift Tax
POST OCCUPANCY AGREEMENTS REMAIN VERY USEFUL TO SELLERS
Strategies and Thoughts To Consider On Successful Succession Planning
Challenges To Distressed Homeowners Obtaining Financing
Why Making A Loan Now May Be Better Than A Gift
Creditors Relentlessly Pursue Deficiency Judgments Beyond The Courtroom
Family Partnership Planning Can Be A Total Tax Play….If Done Right
DELINQUENT BACK TAXES CAUSES HOMEOWNERS TO LOSE PROPERTY
The American Taxpayer Relief Act Of 2012-Friend or Foe?
CHANGES TO SERVICING SHORT SALES FROM FANNIE MAE AND FREDDIE MAC
PLANNING THE ESTATE FOR YOUNG PROFESSIONALS: 10 THINGS TO DO RIGHT NOW
MEDIATION OFFERS AN ALTERNATIVE TO FORECLOSURE
MAKING A GIFT WITH A FREE LOOK INTO 2013-THE DISCLAIMER GIFT TRUST
THE URGENCY FOR LOSS MITIGATION RESULTS
This Is Not A Good Time To Forget About Your ILIT
KNOWING WHEN TO FILE BANKRUPTCY AFTER FORECLOSURE
Year End Is Almost Here-Are You Going to Use It Or Lose It?
Buying Or Saving Real Estate Using A Bridge Loan
SOME PLANNING MYTHS, LIES, SCAMS AND SHAMS
NEVADA ASSET PROTECTION TRUSTS
CHALLENGING ILLEGITIMATE DEBT
You Can Plan And Protect Your Estate-Asset Protection Meets Estate Planning
LENDERS BENEFITING FROM FORCED PLACED INSURANCE ON HOMEOWNERS
A FEW WAYS TO EASE THE GIFTING PROCESS WHILE ALSO REDUCING YOUR ESTATE TAX EXPOSURE
ANALYZING THE RECENT HIKE IN FORECLOSURE ACTIVITY
Estate Planning and Asset Protection Planning Doesn’t Always Create A Fork In the Road…If Done Right!
The Looming Uncertainty of the Mortgage Debt Relief Act
SPOUSAL LIFETIME ACCESS TRUSTS-GOOD FOR YOU?
Update on Nonrecourse Law in Michigan
GRATs For Facebook And Possibly You
Defaulting On Unsecured Debt
A Private Annuity May Be A Worthwhile Technique to Consider
OVERVIEW OF THE $25 BILLION LEGAL SETTLEMENT WITH LENDERS
My Top Estate Planning Tips and Traps for the Unwary
Understanding The Process In Buying Bank Owned Properties
UNDERSTANDING THE SECURITIZATION PROCESSS AND PROBLEMS FOR CREDITORS
A Very Interesting Technique-The Preferred Family Limited Partnership
It Is Your Legal Right To Know Everything About Your Home Loan
A Few Gift Giving Strategies For 2011 and 2012
Obama’s New Plan Unveiled for Struggling Homeowners
Handling Unequal Lifetime Gifts to Children-Fair or Equal?
DEBTS THAT CAN AND CANNOT BE DISCHARGED IN CHAPTER 7 BANKRUPTCY
Low To No Interest Rate Loans To Family – Be Careful
UNDERSTAND YOUR RIGHTS AGAINST DEBT COLLECTORS
DO YOU HAVE A BUSINESS EXIT PLAN?
To Lease, Own, Or Lease-To-Own Your Home?
Each Estate Plan Is Different
Negotiating Debts With Debt Collectors Inside And Outside Of Court
A Letter Of Instruction Provides Just The Right Instruction
KEYS TO REBUILDING CREDIT AFTER BANKRUPTCY
Have You Considered A Family Partnership?
New Technique To Consider: Beneficiary Grantor Trust
STILL HAVE VACANT INVESTMENT PROPERTY? CONSIDER SECTION 8 HOUSING
BUSINESS OWNERS CONTEMPLATING PERSONAL BANKRUPTCY
Some Planning Approaches To Utilizing The Increased $5 Million Gift Exemption
LENDERS EXPERIENCING BACKLOG JAM BUT CONTINUE TO PRESERVE RIGHTS AGAINST HOMEOWNER
The Do It Yourself Asset Protection Plan-Be Careful!
Keeping Your Home While Filing Bankruptcy
Portability Under the New Estate Tax Act – A Case of Timing?
The New Estate, Gift and GST Rules is a Very Tough Act to Follow
FORENSIC LOAN AUDITS MAY HELP HOMEOWNERS IN DISTRESS
Estate Planning Techniques to Seriously Consider Before Year End
PRE-BANKRUPTCY PLANNING TIPS
PREVENTING WORLD WAR AMONG YOUR CHILDREN
WHAT RIGHTS DOES A HOMEOWNER’S ASSOCIATION HAVE IN COLLECTING ITS FEES AND ASSESSMENTS?
Tax Maneuvering in Uncertain Times
CONSIDER THE USE OF A SHORT SALE TO ESCAPE POTENTIAL PENALTIES IMPOSED BY FNMA
The Skinny on the SCIN (Self-Canceling Installment Note)
CHAPTER 7 VERSUS CHAPTER 13 BANKRUPTCY
HELPFUL HINTS IN NEGOTIATING CREDIT CARD DEBT
Using Life Insurance in the Estate Planning Process
A BORROWERS GUIDE TO LENDERS REVIEW PROCESS
The New and Possibly Creditor Protected Trust – Lifetime QTIPS
Legal Avenues for Homeowners to Avoid/Delay Foreclosure Proceedings
Family Business Planning and The Spouse-Irrevocable QTIP Trust
BYE BYE GRATS?
NEW SHORT SALE LAW PROVIDES INCENTIVES AND HELPS SPEED UP THE PROCESS
CANCELED DEBTS AND MORTGAGE DEBT FORGIVENESS
Can You Honestly Say Your Estate Plan Reflects Who You Are Today?
Residential Loan Workout Options
A Worthy Asset Protection Technique-Delaware Trusts
Appeal Your 2010 Real Property Tax Assessment to Lower Your Taxes
Planning Ideas With Estate Tax In Limbo
No Estate Tax in 2010….Is There a Catch? Maybe