Denha & Associates, PLLC Blog
December 2024
- Game-Changing Gift and Estate Tax Breaks for 2025
- What I’m Reading: Business Insights from Three Great Books
November 2024
- The Corporate Transparency Act (CTA) Compliance Overview
- The Importance Of Daily Business Development In Every Role
October 2024
- SLATs: Navigating the Future of Estate Planning with Strategic Adaptability
- 7 Key Takeaways from Smart Brevity to Get You Unstuck and Skyrocket Your Business Growth
September 2024
- Does It Make Sense to Gift an Estate Before Death?
- The Rise of AI and the Critical Need for Adaptability Quotient (AQ)
August 2024
- Buy-Sell Agreements, Life Insurance and the United States Supreme Court
- Unlocking the Power of ‘Because’ and ‘So That’ in Business Communication
July 2024
- Gifting Warrants for Estate Planning Purposes: An Innovative Strategy
- 5 Reasons To Start And Not Stop With Your Business Coach
June 2024
- Navigating Estate Tax Disputes: Insights from Estate of Michael P. Connelly Sr. v. Internal Revenue Service
- Taxes Are Not High Enough: The Biden Administration’s 2024 Green Book Tax Proposals
- 5 Things to SAY to GROW Your Business and Get You UNSTUCK – TODAY!
May 2024
- If You Plan On Making Gifts, You Better Plan on Reporting It Correctly
- The 5 Most Underused Tools In Business
April 2024
- Introducing the BIDIT- Beneficiary Intentionally Defective Irrevocable Trust (BIDIT)
- 5 Simple Things to Grow your business TODAY!
March 2024
- Stepping Up Your Understanding In Step-Up In Basis
- Impact Players
- Large Operating Company and Subsidiary Exemptions Under the CTA
February 2024
January 2024
- Understanding The Corporate Transparency Act’s Exemptions
- SPECIAL ALERT FROM DENHA & ASSOCIATES, PLLC REGARDING CORPORATE TRANSPARENCY ACT FILING
- The Corporate Transparency Act Has Arrived
- Why You Need To Understand The Difference Between A Note and Mortgage
- THINK BIG AND GET UNSTUCK: 24 Books (2/mo) for a Transformational 2024
December 2023
- You’re The Trustee Of An Irrevocable Trust-Now What?
- Unveiling A Strategic Foreclosure Defense Model: Leveraging Discovery In Judicial And Non-Judicial States Through State Specific Statutes
- Never Look Back With Regret!
November 2023
- URGENT NOTICE RE: NEW FEDERAL LAW CALLED CORPORATE TRANSPARENCY ACT – LAW BECOMES EFFECTIVE JANUARY 1, 2024
- Year End Planning Ideas
- The Key To Foreclosure Defense: Discovery
- What We Can Learn From Rick Rubin
October 2023
- What Is A QDRO And How Are Retirement Assets Impacted In A Divorce
- Mastering the Art of Brevity: 10 Tips for Engaging Content
September 2023
- Your Assets Exceed The Estate Tax Limit-Now What?
- The Power of “How Do You Mean?”: The Ultimate Tool for Clarity
August 2023
- Joint vs. Separate Trusts for Married Couples
- The Power of Retention: Achieving Balance in Recruiting and Retaining Talent
July 2023
June 2023
- What Are Delegated Trusts And Directed Trusts?
- Unlocking Success: The Power of Having a Business Mentor
May 2023
- The Impact On Estate Planning With Passage Of The Corporate Transparency Act
- 7 Strategies for Overcoming Overwhelm in Business
April 2023
- Are Your Deposit And Investment Accounts Protected?
- The Importance Of RE-ONBOARDING Your Team BACK To The Office
March 2023
- Changes To Your Estate Plan-Opportunities Still Exist
- Conducting Regular Business Audits: 30 Key Strategies for Growth
February 2023
- Exemption Increases So Now What?
- 10 Tips to Help You Stay Ahead of The AI Curve and Grow Your Business…
January 2023
- ALERT – ESTATE PLANNING 2023 FEDERAL TAX UPDATE AND MORE
- Selling The Business And Planning Ideas To Consider
- 25 Strategies to THINK BIG & GROW Your BUSINESS in 2023!
December 2022
November 2022
October 2022
September 2022
- Income Tax Basis and Its Importance in Your Estate Planning
- Three Things To Do Every Morning To Find The Balance You Desire
August 2022
- How To Estate Plan During Market Fluctuations And High Inflation
- Things I’ve Learned in My 50 Years: Know Where You Vibrate
July 2022
June 2022
May 2022
- Estate Planning With Low Basis Stock And Concentrated Positions
- How To Develop Positive Compounding Habits As A Leader
April 2022
- Business Partnership Requires A Buy Sell Agreement-No Exceptions
- Growing Your Virtual Teams: An Essential Reality
March 2022
February 2022
January 2022
December 2021
- 2021 Year End Tax And Financial Planning Moves To Consider
- 11 Ways To Own And Protect Your Time You Can Implement This Week
November 2021
- Using Intra-Family Loans In A Low Interest Rate Environment
- How Business Growth is Tied to a Willingness to Change
October 2021
- Estate Planning With An NFT And What An NFT Is
- THINK Big 2-Minute Blog: Why It’s So Hard To Change and Why You Have To
September 2021
August 2021
July 2021
- Shelfing The Shelf GRAT? Not So Fast
- THINK Big 2-Minute Blog: 4 Tips for Being a Great Podcast Guest
June 2021
May 2021
April 2021
March 2021
February 2021
January 2021
December 2020
- Making A Gift With A Free Look Into 2021-The Disclaimer Gift Trust
- 5 Cold Calling Techniques to Get Prospects Calling Back
November 2020
- Year End Planning That Is Different Than Other Years
- THINK Big 2-Minute Blog: Embrace Your Business Plan
October 2020
- Crummeys Don’t Have To Be Crummey
- Jon Dwoskin’s THINK Big 2-Minute Blog: 3 Essential Management Tips
September 2020
August 2020
July 2020
June 2020
May 2020
- For Better Or For Worse-Prenuptial Agreement Or Domestic Asset Protection Trust?
- New COVID-19 Mortgage Relief Program for Homeowners
- A Global Crisis Presents Watershed Moments
April 2020
- The Impact of COVID-19 And The Servicing Of Your Business Loans
- THINK NOW: Learning to be Effective while Working Remotely
March 2020
- This Is Not Your Typical SPAT
- Termination Of Construction Contracts
- reTHINK: Building Camaraderie In A Tech-Driven Society
February 2020
January 2020
- A Special Alert On the SECURE ACT to Clients and Advisors
- The First To Die Trust-Confirming the Gift Has Been Made
- Using Your Watershed Moment to Create Resiliency and Take Risks
December 2019
- A Few Year End Transfer Tax Planning Ideas
- Foreclosure Filings Are Rising In Certain Markets
- The Key To Longevity: Empathy
November 2019
- The Valuation Of A Closely Held Business And Its Importance
- Culture vs. Profit: What Drives Your Business?
October 2019
- Controlling The Uncertainty In The Possibility Of A Contest
- Analyzing Short Term Rental Restrictions
- Simplicity is the Key to Business Growth
September 2019
August 2019
- Hire Your Child And Shift Some Opportunity, Responsibility And Wealth
- Timeshare Resell Market Strategies
- People, Processes, and Perspective: How to Scale a Sustainable Business
July 2019
- Retirement Maximization-Using Funds In Your IRA To Purchase Life Insurance
- Challenging the Amount Of A Reinstatement Or Payoff
- Start Slow, Grow Big: Slowing Down is the Best Way to Get Ahead
June 2019
- Planning with Intentionally Defective Trusts
- Issues Involving Timeshare Cancellation
- Sometimes the Best Advice Comes from Your Clients
May 2019
April 2019
- Estate Planning Techniques To Consider If Interest Rates Rise
- Due On Sale Clause Effect On Transferring Title
- Want to Grow Your Company? Foster Your Employee’s Creativity
March 2019
- Overlooking Your Beneficiary Designations Can Be Hazardous To Your Planning
- Want To Be A Leader? First Become A Servant.
February 2019
- QSBS or Qualified Small Business Stock-Not Just Another Acronym
- Creating a Sacred Space in Your Business – Establishing a Culture in Your Business that Fosters Growth
January 2019
- 2019 Transfer Tax Updates
- Placing Private Mortgage On Credit Report
- Mindset: The Bedrock of Success GREAT CEOs live in the gray
December 2018
- It’s That Time Of Year For Being Charitable In Your Giving
- Homeowner Association Application Process
- Take Time to Make Time – The Best Two Minutes You’ll Ever Spend
November 2018
- When Making Those Gifts It’s Very Important To Properly Report Them
- Recent Court Decision Provides Lenders The Ability To Foreclosure On Reverse Mortgages
- After The Hire: Seven Tips For Training And Communicating
October 2018
- Entity Choice Under The New Tax Law
- Earnest Money Deposit Disputes
- Personnel Problems? The Solution Is As Simple as “ABR”
September 2018
August 2018
- What Is Undue Influence And How Might It Impact An Estate Plan?
- Tax Lien Data Dropped From Credit Bureaus
- Questioning … Myself
July 2018
- Planning For A Spouse Who Is Not A US Citizen-The Qualified Domestic Trust
- Landlord-Tenant Required Disclosures
- The Ultimate Recruiting Road Map: Get The Right People In The Right Seats
June 2018
- Swapping With A Grantor Trust
- Understanding The Framework Of Homeowners And Condominium Associations
- Interviewer’s Playbook: 11 Final Tips to Kill It in Every Interview
May 2018
- Ways To Hold Real Property
- Risks In Transferring Mortgage Property By Deed Without Lender Permission
- Interviewer’s Playbook: 10 Quick Tips to Kill It in Every Interview
April 2018
- Flexibility Is Important For Your Trusts Too
- Reverse Mortgages And The Foreclosure Risk
- Take Action: 5 (More) Steps for Entrepreneurial Success
March 2018
- 2018 Estate Planning Changes Both Big And Small
- Take Action: 5 Steps for Entrepreneurial Success
- Got Competitive Intelligence?
February 2018
- New Tax Legislation And New Opportunities For Planning
- Is Credit Repair Legal?
- Get Out of Your Comfort Zone and Onto the Fast Track: Jon Dwoskin’s CEO Playbook: Part Two
January 2018
- Buy Sell Planning With LLCs And Life Insurance
- Ensure Your Business Is In Good Standing
- Change Your Routine, Change Your Life
December 2017
- So You Established A QPRT, The Term Has Ended, Now What?
- Property Tax Forfeiture
- Here Comes 2018 — Get Ready For The Best Year Of Your Career!
November 2017
- Issues Affecting Owners Of Real Estate And Planning For Them
- Title Issues To Watch For
- Is It Really Lonely At The Top? Not When You Are Mindful
October 2017
- Don’t Be Too Cryptic About Handling Your Cryptocurrency
- The Basics Of Understanding Property Damage Claims
- Take Five: Morning Rituals Start Off Each Day Right
September 2017
- Pre-Transaction Planning-When Is It Too Late To Make That Gift?
- Dealing With Mortgages After Death Of A Spouse
- It’s Here: The Most Important Four Months Of Your Business
August 2017
- Equity Incentives To Sweeten The Pot
- Cognitive Bias: Messing Up Your Decisions Since Birth!
- Giving In Is Not Giving Up: How Losing An Arm-Wrestling Match Can Grow Your Business
July 2017
- Steps To Successfully Selling A Business
- How To Handle Disputes With Mortgage Servicers
- Only 24 Hours In Your Day? Not Necessarily
June 2017
- Tuning-Up Before Selling Out – Quick Checklist For Selling Your Business
- What Is A Structured Settlement?
- Branding 101: What Do People Say About You When You Leave The Room?
May 2017
- Prenups And Trust Planning-Match Made In Heaven?
- Debt Charge Offs And Subsequent Collection Process
- 10 Quick Tips to Grow Your Business Big. Very Big!
April 2017
- Protecting And Preserving Your Trusts
- A Night at the Opera: Ignored Feedback Strikes a Sour Note
- Those Who Surround Us
March 2017
- Is A Captive Insurance Company Right For You?
- Dower Right Finally Abolished In Michigan
- Do Your Clients And Company Employees Know What You Do?
February 2017
- Often Overlooked Tax Traps With Life Insurance
- Pursuing A Debtor Out Of State
- 5 Easy Tips for Maximizing Your Time So You Make More Money
January 2017
- Asset Protection Trusts Have Finally Arrived In Michigan
- Legalities Of A Reverse Mortgage
- Questions for 2017
December 2016
- Year End Tax Strategies To Consider Deploying
- Refinancing After Restructuring Residential Loans
- 6 Ways to Get Back to Simple in Sales
November 2016
October 2016
- Life Insurance Owned By Your Partnership Or ILIT-Which Is Best?
- Closing Disclosure Requirements For Residential Real Estate
- Every Company In The World Does The Same Thing
September 2016
- Make Your Gifts Now Because Proposed 2704 Regulations May Cause A Damper On Your Estate Plan
- Division Of Property By Partition
- What Business Are You Really In?
August 2016
- A Gift Of Life Insurance For Your Children or Grandchildren
- Lender Programs After Bankruptcy and Foreclosure
- Prepare for the Worst, Strategize for the Best
July 2016
- Trustee Duties and Best Practices for Life Insurance Policy Owned by an ILIT
- Government Programs Set To Expire At End Of 2016
- Rest Up – Your Face Needs It!
June 2016
May 2016
- Can You Protect Yourself With A Single Member LLC?
- Purchasing Home After Short Sale And Distinguishing Characteristics Involving A Short Payoff
- Have More FUN!
April 2016
- Defensive Estate Planning Ideas and Strategies
- Duties Of An Escrow Agent And Settling Of Disputes Between Parties
- Congratulations, You Made A Mistake!
March 2016
February 2016
January 2016
- IS A FLORIDA RESIDENCY ON YOUR MIND?
- LAND USE LAWS AND HOW TO DEAL WITH POTENTIAL PROBLEMS
- IF YOU MEASURE IT, THEY WILL COME…
December 2015
- A Graegin Loan May Be The Loan That Saves You Money
- Legalities and Analysis of Property Management in Michigan
- Your Morning Ritual
November 2015
- Possible New Chapter 14 Regulations-What Does It Mean For You?
- Creating an Advisory Board
- 7-Day Business Transformation: Take Your Business to the Next Level With an Executive Advisor/Business Coach
October 2015
September 2015
- The Power Of Substitution And Life Insurance
- Here Are The Top Reasons To Have Your Property Surveyed
August 2015
July 2015
June 2015
- Asset Protection-Equity Stripping Value
- Understanding Differences In Uncapping Of Property In Michigan And Florida
May 2015
April 2015
March 2015
- Consider The Intentionally Defective Trust When Gifting Assets
- Health Insurance And Mental Health Services Under Affordable Care And Parity Act
February 2015
January 2015
- What’s The Difference Between A Grantor And Non-Grantor Trust?
- Student Loan Debt Not Just A Young Adult’s Problem
December 2014
November 2014
- A Split Dollar Insurance Plan Is A Great Way To Retain Talent
- Acqui-Hiring on the Rise in Midwest
- Deceitful Tricks of Debt Collection
October 2014
- Preserving Tax-Deferred Status For Trust Owned Deferred Annuities
- Enforcing Language To Avoid The Costs Of Litigation Through Confession Of Judgment
September 2014
- Estate Planning For The Blended Family
- The Consumer Financial Protection Bureau Proving It’s The Right Agency For The Job When Regulating Student Loans
August 2014
July 2014
- Strategies and Techniques for Transferring Residential Real Estate – QPRT v. Sale and Leaseback Using an IDIT
- Be Prepared For The Next Wave Of Foreclosures Involving Home Equity Lines Of Credit
June 2014
- The Upstream Or Reverse Estate Plan
- Negotiating Debt With A Debt Settlement Company Or Debt Attorney
May 2014
- For The Sole Owner Of A Business The One-Way Buy-Sell Agreement May Be The Answer
- What To Do If You’re a Victim Of Identity Theft
April 2014
- Crafty Insurance Strategy-Survivorship Standby Trust
- Financial Flexibility May Be Impacted With Increases In Mortgage Payments
March 2014
- Keeping Your Future Options Open In Trust Planning – Using Powers Of Appointment
- Protecting Your Right to Have Fair Credit Reporting
February 2014
- Planning For A Child’s Future – A Few Savvy Strategies And Impact On Financial Assistance
- What Is Consumer Law And How Does It Work For You?
January 2014
- Your Income Tax And Transfer Tax Planning Could Be In Conflict
- Accelerated Foreclosure Laws May Brew Litigation
December 2013
- Consider This Year End Gifting Technique – A Promissory Note To Make A Gift
- THE NEXT POTENTIAL LOOMING FORECLOSURE STORM
- UNDERSTANDING COMPANY RATES OF RETURN
November 2013
- You Can Gift Away Value And Still Keep Control
- Potential Foreclosure Fraud as New Servicers Fail To Recognize Previous Negotiations
- What Is The Value Of My Business?
October 2013
- A GREAT GOLDEN HANDCUFF – THE NONQUALIFIED DEFERRED COMPENSATION PLAN
- NEW STREAMLINED PROGRAM OFFERED BY FANNIE AND FREDDIE
- PLANNING FOR THE SALE OF A PRIVATELY HELD COMPANY
September 2013
- Here Are The Top Ten Reasons To Frequently Revisit Your Estate Plan
- STUDENT LOAN DEBT CAN POTENTIALLY BE FORGIVEN, CANCELLED OR DISCHARGED IN CERTAIN SITUATIONS
August 2013
July 2013
June 2013
- The Ins And Outs Of Gifting Under The Gift Tax
- POST OCCUPANCY AGREEMENTS REMAIN VERY USEFUL TO SELLERS
May 2013
- Strategies and Thoughts To Consider On Successful Succession Planning
- Challenges To Distressed Homeowners Obtaining Financing
April 2013
- Why Making A Loan Now May Be Better Than A Gift
- Creditors Relentlessly Pursue Deficiency Judgments Beyond The Courtroom
March 2013
- Family Partnership Planning Can Be A Total Tax Play….If Done Right
- DELINQUENT BACK TAXES CAUSES HOMEOWNERS TO LOSE PROPERTY
February 2013
- The American Taxpayer Relief Act Of 2012-Friend or Foe?
- CHANGES TO SERVICING SHORT SALES FROM FANNIE MAE AND FREDDIE MAC
January 2013
- PLANNING THE ESTATE FOR YOUNG PROFESSIONALS: 10 THINGS TO DO RIGHT NOW
- MEDIATION OFFERS AN ALTERNATIVE TO FORECLOSURE
December 2012
- MAKING A GIFT WITH A FREE LOOK INTO 2013-THE DISCLAIMER GIFT TRUST
- THE URGENCY FOR LOSS MITIGATION RESULTS
November 2012
October 2012
- Year End Is Almost Here-Are You Going to Use It Or Lose It?
- Buying Or Saving Real Estate Using A Bridge Loan
September 2012
- SOME PLANNING MYTHS, LIES, SCAMS AND SHAMS
- NEVADA ASSET PROTECTION TRUSTS
- CHALLENGING ILLEGITIMATE DEBT
August 2012
- You Can Plan And Protect Your Estate-Asset Protection Meets Estate Planning
- LENDERS BENEFITING FROM FORCED PLACED INSURANCE ON HOMEOWNERS
July 2012
- A FEW WAYS TO EASE THE GIFTING PROCESS WHILE ALSO REDUCING YOUR ESTATE TAX EXPOSURE
- ANALYZING THE RECENT HIKE IN FORECLOSURE ACTIVITY
June 2012
- Estate Planning and Asset Protection Planning Doesn’t Always Create A Fork In the Road…If Done Right!
- The Looming Uncertainty of the Mortgage Debt Relief Act
May 2012
April 2012
March 2012
- A Private Annuity May Be A Worthwhile Technique to Consider
- OVERVIEW OF THE $25 BILLION LEGAL SETTLEMENT WITH LENDERS
February 2012
- My Top Estate Planning Tips and Traps for the Unwary
- Understanding The Process In Buying Bank Owned Properties
January 2012
- UNDERSTANDING THE SECURITIZATION PROCESSS AND PROBLEMS FOR CREDITORS
- A Very Interesting Technique-The Preferred Family Limited Partnership
December 2011
- It Is Your Legal Right To Know Everything About Your Home Loan
- A Few Gift Giving Strategies For 2011 and 2012
November 2011
- Obama’s New Plan Unveiled for Struggling Homeowners
- Handling Unequal Lifetime Gifts to Children-Fair or Equal?
October 2011
- DEBTS THAT CAN AND CANNOT BE DISCHARGED IN CHAPTER 7 BANKRUPTCY
- Low To No Interest Rate Loans To Family – Be Careful
September 2011
August 2011
July 2011
- Negotiating Debts With Debt Collectors Inside And Outside Of Court
- A Letter Of Instruction Provides Just The Right Instruction
June 2011
May 2011
- New Technique To Consider: Beneficiary Grantor Trust
- STILL HAVE VACANT INVESTMENT PROPERTY? CONSIDER SECTION 8 HOUSING
April 2011
- BUSINESS OWNERS CONTEMPLATING PERSONAL BANKRUPTCY
- Some Planning Approaches To Utilizing The Increased $5 Million Gift Exemption
March 2011
- LENDERS EXPERIENCING BACKLOG JAM BUT CONTINUE TO PRESERVE RIGHTS AGAINST HOMEOWNER
- The Do It Yourself Asset Protection Plan-Be Careful!
February 2011
- Keeping Your Home While Filing Bankruptcy
- Portability Under the New Estate Tax Act – A Case of Timing?
January 2011
- The New Estate, Gift and GST Rules is a Very Tough Act to Follow
- FORENSIC LOAN AUDITS MAY HELP HOMEOWNERS IN DISTRESS
December 2010
November 2010
- PREVENTING WORLD WAR AMONG YOUR CHILDREN
- WHAT RIGHTS DOES A HOMEOWNER’S ASSOCIATION HAVE IN COLLECTING ITS FEES AND ASSESSMENTS?
October 2010
- Tax Maneuvering in Uncertain Times
- CONSIDER THE USE OF A SHORT SALE TO ESCAPE POTENTIAL PENALTIES IMPOSED BY FNMA
September 2010
August 2010
July 2010
- A BORROWERS GUIDE TO LENDERS REVIEW PROCESS
- The New and Possibly Creditor Protected Trust – Lifetime QTIPS
June 2010
- Legal Avenues for Homeowners to Avoid/Delay Foreclosure Proceedings
- Family Business Planning and The Spouse-Irrevocable QTIP Trust
May 2010
April 2010
- CANCELED DEBTS AND MORTGAGE DEBT FORGIVENESS
- Can You Honestly Say Your Estate Plan Reflects Who You Are Today?
March 2010
February 2010
- Appeal Your 2010 Real Property Tax Assessment to Lower Your Taxes
- Planning Ideas With Estate Tax In Limbo